These Terms & Conditions (“Terms”) govern your use of harbortrustbank.com—by accessing or using the site, you agree to abide by these Terms. If you disagree, do not use the site.
1. Acceptance and Modifications
We may amend these Terms at any time without notice. You are responsible for reviewing them regularly; continued use post-modification implies acceptance.
2. Eligibility
Our site is available to users aged 18 or older. By using it, you represent you are at least 18 and legally able to form binding contracts.
3. Use License and Restrictions
You may:
- Browse content for personal, non-commercial use
- Download one copy of content for offline access
You must not:
- Republish or redistribute any site content
- Modify, reverse-engineer, or create derivative works from our materials
- Use the site for illegal, fraudulent, or harmful purposes
- Disrupt site integrity (e.g., malware, hacks)
We reserve the right to revoke access for violations.
4. User-Generated Content
You retain ownership of any comments or submitted content. However, by posting, you grant us a non-exclusive, royalty-free license to use, modify, display, and distribute your content on the site and affiliated platforms. We may remove any content at our discretion without notice.
5. Affiliate Links
We use affiliate links for recommendations. Commissions help support our operations. Your use of affiliate links is voluntary and at your discretion.
6. Disclaimer of Warranties
Our site is provided “as is,” without warranties—express, implied, or statutory—including merchantability, fitness for a particular purpose, or non-infringement. We do not guarantee uninterrupted or error-free service.
7. Limitation of Liability
Harbortrustbank.com and its owners, contributors, or affiliates are not liable for indirect, incidental, consequential, or direct damages arising from your use, including data loss, device issues, finances, or legal claims—even if advised of potential damages.
8. Indemnification
You agree to indemnify and hold us harmless from any claims, losses, or damages (including attorney’s fees) arising from your use of the site or violation of these Terms.
9. Governing Law and Disputes
These Terms are governed by California law. Disputes will be resolved in state or federal courts located in Alameda County, California, and each party consents to jurisdiction and venue there.
10. Severability
If any part of these Terms becomes invalid or unenforceable, the remainder continues in full force and effect.
11. Termination
We reserve the right to suspend or terminate your access for violations. Surviving clauses (e.g., indemnification, liability limitations) remain enforceable post-termination.
12. Contact Information
Questions about these Terms can be directed to:
- 📧 [email protected]
- 📞 (888) 858‑6878
- 📍 3121 Crow Canyon Pl, Ste B, San Ramon, CA 94583